Rent or Buy?

SHOULD YOU BUY OR RENT?

Homes-for-rent-in-Spring-TexasThe first step is to understand the arguments in favor of buying and renting. To calculate whether buying or renting makes more sense financially, you need to have a sense of your monthly costs in each case, including rent, mortgage payments, taxes, insurance and other related expenses that may apply to each option—as well as whether you would be more likely to spend or invest any savings from renting.

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Open House this Sun, Oct 26 – Sorrento Valley

Open House! Sunday, October 26th from 2:00 to 5:30 pm at:

10915 Jasmine Crest Lane, San Diego, CA 92121 (click on address to view detailed flyer) – map it here 

$829,000 – $849,000

  • 140054996-7 140054996140054996-10140054996-184 BR (1 optional)
  • 3 BA
  • 2,893 sq.ft
  • Built in 1998
  • HOA $40/mo
  • Single-Family Home
This home has been lovingly maintained and upgraded by the original owners and features many unique details. Continue reading

Renters Unaware Rental Payments Regularly Reported to Credit Bureaus

Survey: Only Half of U.S. Consumers Realize Rental Payments Can Be Regularly Reported to Credit Bureaus

Renters Are Confused About What Payments Impact Their Credit Standing

rentingNearly half (48 percent) of renters mistakenly believe rental payments are automatically reported to credit bureaus. The survey findings reveal widespread confusion about which payments are included in a consumer’s credit history. A majority wrongly believe payments for cable and internet fees (53 percent), utility fees (54 percent) and cell phone bills (52 percent) are regularly reported to credit bureaus. At the same time, less than a third (29 percent) correctly identified mortgage payments as data that is regularly reported to credit bureaus.

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5 Things Summer Sellers Need

5 Things Summer Sellers Need to Hear Before Listing Their House

In the hot summer months, when home inventory is low and demand is soaring, your sellers may think that their home will move in mere minutes—and at a price that defies even the loftiest expectations. Let’s face it. These dreams of big prices and warp speed sales can spell disaster—and major disappointment—for you and your clients.

Don’t worry! You’re not doomed to this fate. With a few smart, premeditated steps—and the help of a savvy agent—it’s easy to head-off seller miseducation and common misconceptions. Here are five simple must-know facts and tips that your sellers need to know before their home hits the market this summer.

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Real Estate Consumer Q & A

8 ways to tick off your real-estate agent

Being a thorn in your agent’s side could undermine your house hunt. If you want a friendly relationship with your agent, here’s what you shouldn’t do

Your real-estate agent may stand to make a nice commission off you, but that’s no reason to take him for granted. After all, the agent is working for you ­— as in, on your behalf. If inspired, he can think creatively and act quickly — for you. He can negotiate wisely and fiercely — for you.

Or not. Your choice.

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The Importance of Asset Titling in Estate Planning

Asset titling is one of the most important — and often overlooked aspects of an estate plan. The manner in which an asset is titled determines how it can be disposed of during your lifetime and who receives it upon your death. 

Why is asset titling so important?

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Invest Like a Woman

Who is better at investing – men or women? Power struggle

The data may surprise you. Academic studies show that women tend to trade, or buy or sell investments, less frequently than men, and as a result generate better investment returns. Continue reading